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Owning a home takes work, and it’ll only get harder with age. So, rather than stressing over property landscaping, broken furnaces or a leaky roof, it may be a more worthwhile investment to kick ...
Lenders also accept Social Security benefits, 401 (k) distributions, pensions, investments and other liquid assets as sources of steady, predictable income. “You will also need good credit, a ...
This can be much cheaper than moving to a retirement home. Living in an independent living community can cost from $1,500 to $4,000 a month, and seniors residing in assisted living facilities have ...
A retirement home – sometimes called an old people's home,[ 1] old folks' home, [ 2] or old age home, although old people's home can also refer to a nursing home [ 3] – is a multi-residence housing facility intended for the elderly. Typically, each person or couple in the home has an apartment -style room or suite of rooms with an en-suite ...
An age-restricted community is a residential community, often gated, that legally discriminates on the basis of age to limit residency to a majority fraction of older individuals—typically 80% over a set age. The minimum age is frequently set at 55 years old, but it can vary. These communities are set up to accommodate older individuals who ...
Typical residents. A typical independent senior living community resident is a person 55 and older who is mentally and physically capable of living alone without skilled nursing or assistance with day-to-day activities. Some residents may need assistance with a few activities of daily living and can obtain third-party home health care services.
Home equity loan: A home equity loan is a lump-sum loan, usually with a fixed rate, fixed monthly payments and a term between five and 30 years. You’ll typically need at least 20 percent equity ...
A retirement community is a residential community or housing complex designed for older adults who are generally able to care for themselves. Assistance from home care agencies is allowed in some communities, and activities and socialization opportunities are often provided. [1] Some of the characteristics typically are: the community must be ...