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Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...
Despite this significant market share, only 14% of all residential insurance policyholders in the state had earthquake coverage. This percentage includes various types of dwellings, with homeowners and condo owners at approximately 16%, renters at 14%, and mobile home owners at 20%.
GOBankingRates spoke with Gus Garcia, director of personal lines contracts at Farmers Insurance, to learn more about what earthquake insurance does for homeowners and renters and the most common ...
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Feb. 6—The Oklahoma Insurance Department during Earthquake Awareness Month answers questions about earthquake insurance. 1 Do I need earthquake insurance? A standard homeowner's policy does not ...
Since the three damaging earthquakes that occurred in the American Midwest and the United States East Coast ( 1755 Cape Ann, 1811–12 New Madrid, 1886 Charleston) were well known, it became apparent to settlers that the earthquake hazard was different in California. While the 1812 San Juan Capistrano, 1857 Fort Tejon, and 1872 Owens Valley ...
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