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It specializes in providing earthquake insurance to homeowners, mobile-home owners, condo unit owners, and renters throughout California. Policies are offered through participating insurance companies, rather than directly from the CEA.
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...
Homeowners who have a California FAIR Plan dwelling fire policy in force are able to purchase additional coverage for earthquakes, which is offered through the California Earthquake Authority.
To buy or not to buy earthquake insurance. Two weeks after Haiti's devastating temblor, that question is on the front burner again. Whether you live in St. Louis or San Francisco, it's hard to ...
Due to the large amount lost by insurance companies, most insurance companies either stopped offering or severely restricted earthquake insurance in California. In response, the California Legislature created the California Earthquake Authority (CEA), which is a publicly managed but privately funded organization that offers minimal coverage. [66]
Earthquake insurance is a separate endorsement or policy, depending on the state, for coverage from damages caused by an earthquake to your home and belongings. Typically, earthquakes aren’t ...
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