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  2. Here's why being lazy can be a good thing, according to science

    www.aol.com/lifestyle/heres-why-being-lazy-good...

    Here’s what science has to say about the psychological benefits of ditching structure and focus in lieu of laziness — at least once in a while. 1. Letting your mind wander boosts creativity. A ...

  3. Test of English as a Foreign Language - Wikipedia

    en.wikipedia.org/wiki/Test_of_English_as_a...

    Test of English as a Foreign Language ( TOEFL / ˈtoʊfəl / TOH-fəl) is a standardized test to measure the English language ability of non-native speakers wishing to enroll in English-speaking universities. The test is accepted by more than 11,000 universities and other institutions in over 190 countries and territories.

  4. Canadian English Language Proficiency Index Program

    en.wikipedia.org/wiki/Canadian_English_Language...

    The Canadian English Language Proficiency Index Program, or CELPIP ( / ˈsɛlpɪp / ), is an English language assessment tool which measures listening, reading, writing, and speaking skills. The test is administered by Paragon Testing Enterprises., [1] a subsidiary of the University of British Columbia (UBC). Paragon is the only Canadian ...

  5. International English Language Testing System - Wikipedia

    en.wikipedia.org/wiki/International_English...

    International English Language Testing System (IELTS / ˈ aɪ. ɛ l t s /) [6] is an international standardized test of English language proficiency for non-native English language speakers. It is jointly managed by the British Council, IDP and Cambridge English, [6] and was established in 1989. IELTS is one of the major English-language tests ...

  6. What's a Good IELTS Score for U.S. College, Graduate School ...

    www.aol.com/news/whats-good-ielts-score-u...

    Over 3 million IELTS tests were taken in the last year and the test is accepted by more than 3,400 institutions in the U.S., according to a spokesperson from the British Council, one of the owners ...

  7. List of banks and credit unions in Canada - Wikipedia

    en.wikipedia.org/wiki/List_of_banks_and_credit...

    The Bank of Canada Building in Ottawa is the headquarters of the country's central bank. Bank of Canada (Central Bank) Business Development Bank of Canada. Farm Credit Canada – Government-owned Farm Credit is not a deposit-taking bank. It is, however, a major lender to the agriculture and agri-food industries.

  8. How Depression Can Affect Dental Hygiene - AOL

    www.aol.com/depression-affect-dental-hygiene...

    Mental health can affect oral health in a few ways, according to experts. Some antidepressants or anti-anxiety medications can have the side effect of dry mouth, which can increase the risk of ...

  9. National Bank of Canada - Wikipedia

    en.wikipedia.org/wiki/National_Bank_of_Canada

    The National Bank of Canada ( French: Banque Nationale du Canada) is the sixth largest commercial bank in Canada. It is headquartered in Montreal, and has branches in most Canadian provinces and 2.4 million personal clients. [4] National Bank is the largest bank in Quebec, and the second largest financial institution in the province, after ...