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The California Earthquake Authority (CEA), established in September 1996 by the California Legislature following the Northridge Earthquake, is a privately financed, publicly managed entity based in Sacramento, California.
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake damage. Most earthquake insurance policies feature a high deductible, which makes this type of insurance useful if the entire home ...
For example, a policy with $100,000 in personal property coverage may only pay a maximum of $2,000 for jewelry losses. If you have expensive personal belongings, you may consider adding valuable ...
Like standard home insurance, California FAIR Plan premiums vary based on a number of rating factors. This includes the location, age and condition of the home, proximity to a fire station, the ...
According to rates gathered from Quadrant Information Services, the average annual cost of homeowners insurance in the U.S. is $1,428 based on a home with a dwelling coverage limit of $250,000 ...
Since the three damaging earthquakes that occurred in the American Midwest and the United States East Coast ( 1755 Cape Ann, 1811–12 New Madrid, 1886 Charleston) were well known, it became apparent to settlers that the earthquake hazard was different in California. While the 1812 San Juan Capistrano, 1857 Fort Tejon, and 1872 Owens Valley ...
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