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  2. How to maximize your 0% APR credit card and avoid debt traps

    www.aol.com/finance/maximize-0-apr-credit-card...

    17. $150 BT fee, $12.23 in interest. Card with no intro APR offer. $5,000. $300. 20. $946 in interest. With the 0 percent APR credit card, you’d save $783.77, even with the 3 percent balance ...

  3. Best balance transfer cards with no balance transfer fee - AOL

    www.aol.com/finance/best-balance-transfer-cards...

    Comparing the best no balance transfer fee balance transfer cards. Credit card. Balance transfer details. Bankrate score. Navy Federal Credit Union Platinum Credit Card*. 0.99 percent intro APR on ...

  4. Pros and Cons of Using a Balance Transfer To Pay Off Credit ...

    www.aol.com/pros-cons-using-balance-transfer...

    With a balance transfer to a 0% card, even with a 3% transfer fee, you could pay off your debt in 32 months and only pay about $700 in interest. Thus, in this scenario you can save over $3,900 in ...

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Act contains a provision that limits the first year annual fee for a credit card to 25% of the credit limit. Credit card issuers are still able to charge certain additional fees, such as "setup fees" or "program fees." The Act also restricts the fees that can be charged for gift cards and other prepaid cards.

  6. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

  7. Pros and cons of a balance transfer - AOL

    www.aol.com/finance/pros-cons-balance-transfer...

    The most important reason consumers pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start ...

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