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  2. Discounting - Wikipedia

    en.wikipedia.org/wiki/Discounting

    The discount, or charge, is the difference between the original amount owed in the present and the amount that has to be paid in the future to settle the debt. [1] The discount is usually associated with a discount rate, which is also called the discount yield. [1][2][4] The discount yield is the proportional share of the initial amount owed ...

  3. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    A regular credit card is different from a charge card, which requires the balance to be repaid in full each month, or at the end of each statement cycle. [3] In contrast, credit cards allow consumers to build a continuing balance of debt, subject to interest being charged at a specific rate. A credit card also differs from a charge card in that ...

  4. QR code - Wikipedia

    en.wikipedia.org/wiki/QR_Code

    The QR code system was invented in 1994, at the Denso Wave automotive products company, in Japan. [6] [7] [8] The initial alternating-square design presented by the team of researchers, headed by Masahiro Hara, was influenced by the black counters and the white counters played on a Go board; [9] the pattern of position detection was found and determined by applying the least-used ratio (1:1:3 ...

  5. Best CD rates for September 9, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-grab...

    At the conclusion of its fifth rate-setting policy meeting of 2024 on July 31, 2024, the Federal Reserve left the federal funds target interest rate at a 23-year high of 5.25% to 5.50% for an ...

  6. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/how-to-get-best-mortgage-rate...

    Many mortgage lenders offer a small interest rate reduction of around 0.25% if you commit to automatic payments. 6. Do the math before buying points. Some lenders give you the option to buy ...

  7. Optical transfer function - Wikipedia

    en.wikipedia.org/wiki/Optical_transfer_function

    The line-spread function is directly proportional to the vertical integration of the point-spread image. The optical-transfer function (OTF) is defined as the Fourier transform of the point-spread function and is thus generally a two-dimensional complex function. Typically only a one-dimensional slice is shown (c), corresponding to the Fourier ...

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